Introducing the Woodhurst Blueprint ©

The study of history often helps to draw out ways in which we might respond differently to similar circumstances in the future, usually with the aim of achieving a more advantageous or positive outcome. However, the frequency with which single events, sequences of events and cycles of events reoccur with almost exactly the same result […]

You’re more than your credit score

When I was in my early twenties I applied for a small personal loan but I was denied due to a poor credit score. When I enquired, the credit scoring agency said my lack of history was the reason. It was frustrating that my lack of debt history, not my monthly income and healthy bank […]

AI in transaction monitoring – Two birds, one stone

Regulators are often typified as conservative, sometimes constraining organisations that exist to put limits on the extent to which banks can innovate and trial new solutions. However, regulators worldwide do seem to be rapidly changing their approach, and banks can act swiftly to take advantage of the new outlook by using regulatory change to stay […]