Fintech Feature – Mojo Mortgages
Mojo Mortgages is digital mortgage broker, using technology to revolutionise the way people find and apply for mortgages online. Mojo Mortgages offer mortgage intermediary as a service, giving their customers access to real-time mortgage advice. We spoke to Richard Hayes, the CEO of Mojo Mortgages, to find out more about this exciting fintech. How would […]
Fintech feature – Sugi
Sugi is on a mission to transform green investing. The app gives users clear green data about their investments, so they can understand their personal climate impact and make informed decisions when managing their portfolios. We spoke to Josh Gregory, Founder of Sugi to find out more about this exciting FinTech focused on green investing. […]
Fintech Feature – BankiFi
We spoke to Mark Hartley, Founding Partner of BankiFi, to find out more about this exciting fintech. Who does BankiFi support? There are 5.5 million sole traders and micro businesses in the UK – organisations with 0-10 employees. That accounts for 99% of all private companies and 60% of the total workforce. This is the […]
Fintech Feature – fastPAYE
fastPAYE is a On Demand pay application that allows businesses to pay staff before payday. fastPAYE is not providing a loan, so there is no interest. Earned salary is drawn down early for a small transaction fee, but free for those on minimum wage. We spoke to Ian Hogg, CEO of fastPAYE, to find out […]
Open Finance takes steps to combat financial literacy
Woodhurst’s recent Open Finance report found that 47% of people do not feel confident making decisions about financial products and services. This should come as little surprise. I can’t remember a time when a teacher in school explained to me how a mortgage worked, or how compound interest can make an enormous difference to the […]
How will Open Finance play out in the long run?
Many of us are thinking about how Open Finance will begin to impact our relationship with our money and the institutions we interact with, but there isn’t much focus on how it will really play out in the long run. Much like the 2018 Netflix interactive adventure Bandersnatch, we think there are several possible alternative […]
Fintech Feature – Moneyhub
Moneyhub is an Open Finance data, intelligence and payments platform. Their APIs and white-label solutions power businesses – both from within and from outside of financial services. Providing data connections and intelligence, they also initiate Open Banking payments to enable hyper-personalised experiences that drive customer engagement. Their vision is to enhance the lifetime financial wellness […]
Fintech Feature – Mettle
Fintech Mettle provides free business accounts to small businesses with the aim of helping them ‘start, run and grow’. Mettle helps small business owners ‘get paid faster’ with invoices on the go and payment matching, ‘get tax ready’ through categorising transactions and exporting data, and ‘sync with accounting software’ via integrations with popular providers like […]
Open Finance – SME
Retail banking has always been the poster child of innovation, while SME and commercial customers are typically left behind and often undeserved. SME customers arguably require the most support from their banks, as these companies have a greater list of needs than a retail customer but may not have an in-house finance department to deal […]
Open Finance – Mortgages
Today, getting a mortgage on a property is a cumbersome process. The worst part is that consumers don’t even want to purchase a mortgage – they want to buy a house. The mortgage is, unfortunately, a necessary evil. Consumers highlighted three key challenges with the mortgage process today How can Open Finance improve the mortgage […]