Archives: April 2019

You’re more than your credit score

When I was in my early twenties I applied for a small personal loan but I was denied due to a poor credit score. When I enquired, the credit scoring agency said my lack of history was the reason. It was frustrating that my lack of debt history, not my monthly income and healthy bank […]

Fraudsters reaping the rewards of data harvested from discarded devices

Whether your smartphone has succumbed to inbuilt obsolescence, or the latest Apple phone release is simply shinier than the last, there is no denying that consumers are swapping, reselling or trading in their devices with increasing frequency. Today, on average a Westerner upgrades their smartphone every 18-24 months. Whipping out a Blackberry at a business […]

Head in the clouds

Is cloud computing not a bit old hat now, with banks benefitting from widescale adoption across their business lines? And given the dramatic quarterly jump in earnings for both AWS and Microsoft Azure in Q4 2018 (45% and 76% respectively), shouldn’t we expect that banks across the UK and globally have contributed substantially to this […]

The trials and tribulations of onboarding

Setting up Woodhurst required us to complete a huge number of tasks behind the scenes to get ready for launch.  One of the most fundamental was setting up a business bank account so we can transact with our clients and pay our staff.  We expected this to be relatively simple so settled upon a traditional […]